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Competences
Experience
Chief Operating Officer
Ghadeer International Limited
2026-02 -
Oversees the full trade lifecycle, including shipping, warehousing and trade financing logistics, ensuring high‑speed execution and data accuracy. Optimizes trading systems and IT platforms to improve reliability and reduce transaction costs. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key performance metrics to the CEO. Drives process efficiency by eliminating operational bottlenecks and strengthening supplier relationships.
Head of Business Operations (Compliance, Ethics & Governance)
Aetlantiq Group Limited
2025-04 - 2025-12
Developed and audited comprehensive compliance frameworks, policies and ethics training programs aligned with regulatory standards. Conducted risk assessments, facilitated board meetings and advised senior leadership on governance matters. Implemented process improvements that reduced compliance reporting time and enhanced audit readiness.
Chief Representative (Country Manager)
Bank Al Habib Limited
2018-09 - 2025-03
Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya, driving trade finance and guarantee volumes. Provided market advisory services on Pakistani opportunities, channeling funded and unfunded trade transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to local regulators, ensuring full regulatory adherence.
Manager (SME & Corporate Accounts)
Bank Al Habib Limited
2017-05 - 2018-09
Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from senior authorities. Executed charge registrations at SECP, performed stock inspections and ensured compliance for credit disbursements and renewals. Coordinated with risk and legal teams to mitigate credit exposure.
Branch Manager
Habib African Bank Limited (Dar es Salaam)
2013-08 - 2017-03
Directed daily branch operations, including clearing, Forex limits, statutory minimum reserve management and liquidity compliance per Bank of Tanzania regulations. Oversaw weekly and monthly regulatory filings to the central bank and UK group office while driving client acquisition and business growth. Managed a team of 15 staff, improving operational efficiency and service quality.
Credit & Trade In‑Charge / Credit Analyst / OG‑II
Bank Al Habib Limited
2008-03 - 2013-06
Managed trade operations such as letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modeling and recovery activities. Produced detailed credit proposals and risk assessments that supported loan approvals and portfolio performance.
Langues
English
fluent
Arabic
fluent
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