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18 ans d'experience

Competences

Executive Leadership Strategic Operations Trade Operations & Logistics Corporate & SME Banking Risk Management Compliance & Governance Regulatory Reporting Credit Analysis Financial Modeling Process Optimization Stakeholder Management Team Alignment IT Systems Optimization Project Management MS Office Suite

Experience

Chief Operating Officer

Ghadeer International Limited

2026-02 -

Oversee the full trade lifecycle from execution to settlement, including shipping, warehousing and trade financing logistics. Optimize trading systems and IT platforms to ensure high‑speed execution, system reliability and data accuracy. Streamline daily workflows to eliminate bottlenecks, reduce transaction costs and maintain strategic banking and supplier relationships. Align cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets while reporting key metrics to the CEO.

Head of Business Operations (Compliance, Ethics & Governance)

Aetlantiq Group Limited

2025-04 - 2025-12

Developed and audited compliance frameworks, policies and ethics training programs aligned with regulatory standards. Conducted comprehensive risk assessments, facilitated board meetings and advised executive leadership on governance matters. Implemented monitoring mechanisms to ensure ongoing adherence to internal and external requirements.

Chief Representative (Country Manager)

Bank Al Habib Limited

2018-09 - 2025-03

Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya for trade finance and guarantees. Guided local clients on Pakistani market opportunities and referred funded and unfunded trade transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to local regulatory authorities.

Manager (SME & Corporate Accounts)

Bank Al Habib Limited

2017-05 - 2018-09

Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from competent authorities. Executed charge registrations at SECP, conducted stock inspections and ensured compliance for credit disbursements and renewals.

Branch Manager

Habib African Bank Limited (Dar es Salaam)

2013-08 - 2017-03

Managed daily branch operations, clearing, Forex limits, Statutory Minimum Reserve and daily liquidity compliance per Bank of Tanzania rules. Directed weekly/monthly regulatory returns to the central bank and UK group office while driving client acquisition and business growth.

Credit & Trade In‑Charge / Credit Analyst / OG‑II

Bank Al Habib Limited

2008-03 - 2013-06

Managed trade operations including letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modeling and recoveries. Produced detailed credit reports and supported loan underwriting decisions.

Langues

English

fluent

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